Plan the life after work, not just the money, and test it before you leave
The Retirement Lifestyle Planner is a complete kit for the non-financial side of retirement: time, purpose, health, people and place, from five years before you stop to three years after.
- An e-book of ten practical chapters, with examples from India, the UK, the US, Nigeria, Kenya, the UAE, the Philippines and Australia
- A 13-sheet Retirement Life Design Workbook: life wheel, ideal week, purpose projects, people map, health routines, spending check and two dashboards
- Five fillable PDF forms, 47 conversation scripts, 9 ready-to-send letters and a couples and household agreement
- A Where Should We Live? Scorer, three cheat sheets, 33 AI prompts, a 12-week calendar and a project board import
The Retirement Lifestyle Planner · Bodhih Pro Kits · 99 by Bodhih Training, trainers to 2,000+ companies since 2008.
How do I plan what to do in retirement, beyond the money?
Plan the five changes retirement brings: identity, structure, status, relationships and purpose. Describe one ordinary good day, design a week that adds up, build a small portfolio of purpose projects, map your people, agree plans with your household, then rehearse before you leave. The Retirement Lifestyle Planner from Bodhih Training gives you the method and every tool.
Want the full free guide first? Read How to Plan Your Retirement Lifestyle, Not Just the Money.
You already feel the problem. Here is what it is costing you.
The money is planned, the week is not
You know roughly what you will have. You do not know what you will do at 10 on a Wednesday morning in February. That empty hour is where many retirements start to feel flat.
Work quietly gave you more than a salary
Structure, status, conversations and a reason to get up all arrive with a job. Most people only notice them when they stop, and then they are harder to replace.
Everyone wants a piece of your new free time
Family, charities and neighbours often see a retired person as available. Without a plan, other people's requests fill the diary.
Two people, one kitchen
If you share a home, retirement changes the rhythm for everyone in it. Unspoken assumptions about space, chores and time together cause friction fast.
Big decisions made on holiday feelings
Where to live, whether to phase, how much to travel: these are hard to reverse and easy to decide in a good mood on a sunny week.
Picture the next few weeks with the kit open beside you.
Imagine a Tuesday two years from now. You wake without an alarm and you know exactly what the morning is for. As you open the Ideal Week sheet tonight and type the hours, you start to see that week take shape.
When you sit down with your partner or family with the conversation form, you will notice how much easier it is to talk about space, chores and grandchildren when the questions are already written. You agree a plan for three months, write it down and set a review date.
Picture your first rehearsal week: no work email, your own plans, two trial activities booked. By Wednesday you learn something no spreadsheet could have told you, and you change the plan while there is still time.
Then your last day arrives. Whether you start with the good Tuesday tonight or the workbook at the weekend, the first 100 days are already sketched, the keepers are booked, and the week after work has a shape you chose.
19 files that do the work for you
The e-book shows you how. The tools make it happen. Here is exactly what you download.
The Retirement Lifestyle Planner (e-book, PDF)
The guide: methods, worked examples, scripts and exercises
Start here map
The whole retirement life plan as 14 steps with the file to open at each, your first hour and a 30/60/90 day use plan.
Retirement Life Design Workbook
Thirteen-sheet workbook: settings, life wheel with gap chart, ideal week designer, purpose projects, trial log, people map with contact reminders, health routines, place scorecard, lifestyle spending, first 100 days and two dashboards.
Where Should We Live? Scorer
Compare up to five places on 20 weighted criteria with dealbreaker flags, side-by-side monthly costs, a visit log for trial stays and a results dashboard with chart.
Retirement vision and purpose projects
Four-page fillable form: your good Tuesday and five transitions, life wheel scores and focus areas, and two purpose project one-pagers.
Time audit and rehearsal week
Four-page fillable form: audit what work fills in your week, list what work gives you, then plan and review a retirement rehearsal week.
Couples and family retirement conversation
Three-page fillable guide for a 90-minute conversation with a partner or family: hopes and worries, the four shared questions, family and grandparenting offer, next steps.
First 100 days plan
Three-page fillable plan for the first 100 days after your last working day: land softly, try, shape and settle, with a 100-day review.
Annual life review
Three-page fillable yearly review: look back, re-score the life wheel, review projects, people, health and place, and choose up to three focus areas.
Retirement conversation scripts and messages
47 scripts and messages for your employer and HR, partner, adult children, grandparenting, friends, volunteering and consulting outreach, saying no, and 'What do you do?'.
Ready-to-send retirement letters
9 letters and notes: phased retirement request, retirement notice, pension and benefits request, consulting and volunteering letters, a letter to family, where to find my records (no passwords), notes for my lawyer and a thank-you letter.
Retirement agreement for couples and households
A one-page plain-language agreement for partners or households: timing, space, time together and apart, household work, family commitments, money conversations and review dates.
Worked example pack: Vikram and Lena
The main forms and the agreement shown completely filled in for one composite couple, so you can see what good looks like before writing your own.
AI prompt pack for retirement life planning
33 tool-agnostic prompts grouped by step of the plan, each with what to paste in and what to check before using the output.
100 things worth doing: ideas bank
100 ideas across seven families (earn, give, guide, learn, make, care and connect, move and explore) to tick and trial.
Decision card: stop, phase or keep working
If-this-then-that card with ten situations, the option to consider and the file to open, plus five questions before you decide.
Retirement mistakes to avoid
Sixteen common mistakes with the early sign and the fix, plus a four-question Friday self-check.
12-week retirement planning calendar
48 calendar events over 12 weeks, each naming the file to open, plus a 20-minute Sunday check. Import into a new calendar and move the start date to suit you.
Retirement project board import
64 tasks (the 12-week plan plus a sample first 100 days) ready to import into Trello, Asana, Notion, Planner or Jira, with stage, due date and file to open.
Chapter by chapter
Each chapter opens with a real situation, gives you a method and ends with something to do today, using the tools in your kit.
- Format
- PDF e-book + XLSX + fillable PDF + DOCX + printable PDF + ICS + CSV
- Files
- 19 files plus a one-click ZIP
- E-book
- 64 pages
- Works with
- Excel, Google Sheets, LibreOffice, Word, Google Docs, Acrobat Reader, GoodNotes, Google Calendar, Outlook, Apple Calendar, Trello, Asana, Notion
- Best for
- Adults 50+ planning retirement in the next five years, the recently retired, and adult children helping a parent
The Five Transitions Nobody Writes in the Leaving Card
Identity, structure, status, relationships and purpose: name what work gives you and plan a replacement for the changes that matter most.
Draw the Life Before You Plan the Hours
Write one ordinary good day two years out and score ten areas of life now and as you want them.
The Week With No Job in It
Audit the hours work fills, then design a retirement week with anchors, commitments and open time that adds up.
Purpose Without a Payslip
Build a small portfolio across earn, give, guide, learn, make and care, and test each project for meaning, energy and cost.
Health and Energy Are the Real Retirement Budget
Plan movement, sleep, food and check-ups around daily anchors, with your doctor's advice first.
People: A Social Life That Doesn't Come With a Desk
Map your people, set a contact rhythm for each, keep the work friendships you value and add new weekly circles.
Two People, One Kitchen: Couples, Family and Grandchildren
Agree timing, space, time together and apart, household work and grandparenting in a written household agreement.
Where to Live, and How Much to Wander
Score every option including staying put, name your dealbreakers and rent your favourite in its worst month.
Stop, Phase or Keep Working
Choose between stopping, phasing, stepping down, switching or consulting, prepare the employer conversation and price your lifestyle.
Rehearse Before You Leave, Then Run the First 100 Days
Live two rehearsal weeks before you leave, then run the first 100 days in four stages.
Not just reading. Tools you will actually open again.
E-book
- The Retirement Lifestyle Planner e-book: introduction, ten chapters, conclusion and two appendices (country notes on pension ages and work norms, and the 12-week plan)
Start here
- 00-Start-Here-Map.pdf: the whole job as 14 steps with the file to open at each, your first hour and a 30/60/90 day use plan
Spreadsheets
- Retirement Life Design Workbook (13 sheets): Start here, Settings, Life Wheel with gap chart, Ideal Week with total check, Purpose Projects, Trial Log, People Map with contact reminders, Health Routines, Place Scorecard, Lifestyle Spending, First 100 Days, Dashboard and Week Dashboard
- Where Should We Live? Scorer (7 sheets): 20 weighted criteria with dealbreaker flags, side-by-side monthly costs, a visit log, results and a dashboard
Fillable PDF forms
- Retirement Vision and Purpose Projects (4 pages): good Tuesday, five transitions, life wheel and two project one-pagers
- Time Audit and Rehearsal Week (4 pages): audit a working week, plan and review a retirement rehearsal week
- Couples and Family Retirement Conversation (3 pages)
- First 100 Days Plan (3 pages)
- Annual Life Review (3 pages)
Word templates
- Retirement Conversation Scripts and Messages: 47 scripts for your employer and HR, partner, family, grandparenting, friends, volunteering and consulting outreach, saying no, and 'What do you do?'
- Ready-to-Send Retirement Letters: 9 letters and notes, including a phased retirement request, retirement notice, a where-to-find-my-records note (no passwords) and notes for your lawyer
- Retirement Agreement for Couples and Households: a one-page plain-language agreement
- Worked Example Pack: Vikram and Lena's forms, agreement and decisions, completely filled in
- AI Prompt Pack: 33 tool-agnostic prompts grouped by step, each with what to paste in and what to check
Cheat sheets
- 100 Things Worth Doing: ideas bank
- Decision Card: stop, phase or keep working
- Retirement Mistakes to Avoid: 16 mistakes with early signs and fixes
Plan and import files
- 12-week retirement planning calendar (.ics, 48 events)
- Retirement project board import (.csv, 64 tasks) for Trello, Asana, Notion, Planner or Jira
When you have worked through it, you will be able to…
Every outcome is practised with a worked example and a tool, not just described.
- You will be able to name which of the five retirement transitions will affect you most, and plan a replacement for each
- You will be able to design a retirement week that adds up, with daily anchors, weekly commitments and open time
- You will be able to choose and test purpose projects for meaning, energy and cost before committing
- You will be able to map your people and keep in touch on a rhythm instead of by chance
- You will be able to agree timing, space, chores and family commitments with the people you live with
- You will be able to compare places to live with weights, dealbreakers and a trial stay
- You will be able to prepare a phased retirement proposal and the conversation with your employer
- You will be able to run your first 100 days and review the whole plan once a year
Know your starting point. Prove your progress.
People who measure before and after improve faster and can show it. AssessAll, our sister assessment platform, has AI-graded assessments that pair with this kit. Take one now, work through the kit, then re-take it.
Plan Strength Assessment with an Eight-Week Re-Measure
Take the assessment →AssessAll assessmentWork Motivation and Trade-Off Assessment for Career Decisions
Take the assessment →AssessAll assessmentResilience & Stress Management
Take the assessment →JobularySet goals you actually reach with the WOOP method (Jobulary)
Make it a growth plan →A taste of Chapter 8
The Where Should We Live? Scorer workbook lets you compare up to five options across about twenty criteria, grouped as people, health, money, daily life, climate and setting, and practical and legal matters. You give each criterion a weight from 1 to 5 and score each option from 1 to 5. You can tick any criterion as a dealbreaker. The Results sheet shows a weighted score for each option, its rank, and a warning if an option fails a dealbreaker. A Costs sheet compares monthly costs side by side, and a Visit Log records each trial stay. The main workbook has a lighter Place Scorecard sheet for a first pass with eight criteria. Use that first; move to the Scorer when you have a shortlist.
The honest comparison
| Free templates and typical advice | This kit | |
|---|---|---|
| Focus | Money only, or a list of hobbies | Time, purpose, health, people and place, with a light spending check |
| Method | Tips and inspiration | Five transitions, life wheel, ideal week, purpose portfolio, rehearsal weeks and first 100 days |
| Tools | A blank planner page | Two working workbooks with formulas and dashboards, five fillable forms, five Word templates and three cheat sheets |
| Words to say | None | 47 scripts and 9 letters for employers, partners, family and organisations |
| Where you live | Assumes one country | Any currency; dated country notes for nine countries and regions |
| Testing the plan | Find out after you leave | Trial log and two rehearsal weeks before your last day |
Made for you if…
- Adults 50 and over planning to retire in the next one to five years
- People recently retired who are finding it harder than expected
- Couples retiring at different times or sharing a home all day for the first time
- Professionals working abroad who plan to return home
- Adult children helping a parent plan or settle into retirement
- Anyone considering phased retirement, consulting or part-time work
Probably not for you if…
- People looking for investment, pension or tax advice: this kit is educational and points you to qualified professionals
- Anyone who wants a will or legal document: the templates are letters and notes, not legal instruments
- People who want a full retirement money plan: see The Late Starter's Retirement Plan for that
Built by trainers, tested in real rooms.
Bodhih Training has designed and delivered corporate programmes since 2008. Bodhih Pro Kits package what works in those workshops into a guide plus the exact tools we use, so you can apply it the same day without a facilitator in the room.
From here to using it in three steps
- STEP 1
Tap Get the kit
Name, email and country. UPI, card or netbanking in India; international cards everywhere else. No account to create.
- STEP 2
Download instantly
Your download page opens at once, with every file and a one-click ZIP. A permanent link lands in your inbox too.
- STEP 3
Open the first tool
Start with the quick-start chapter, then the main spreadsheet or planner. Most buyers use something from the kit the same day.
Your retirement deserves more than a leaving date
Start small: write your good Tuesday tonight, or open the workbook at the weekend and type your leaving date. Either way, the week after work starts to take a shape you chose, and you can test it before your last day.
Personal licence for the buyer's own use and use within your own household. Please don't share or resell the files. Team and company licences, for example for pre-retirement programmes: solutions@bodhih.com.
The Bodhih family, when you are ready for more
The Late Starter's Retirement Plan
The money side of retirement.
The Home Ops Manual
Run the household as a system.
AssessAll
250+ AI-graded assessments to measure skills and earn verified credentials.
Jobulary
Individual development plans that start from evidence and stay yours.
Bodhih Training
Run this topic as a live workshop for your team, in person or online.
Pewple
Book a vetted coach for career, leadership or communication. Pay per session.
Bodhih.org pathways
Certification pathways in Applied AI, Workplace English and management.
The Retirement Lifestyle Planner: FAQs
Read the free guideAlready bought? Resend my linkIs this financial, legal or medical advice?
No. The kit is educational. It helps you plan the life side of retirement and prepare good questions. Pension ages, employment rights, wills, powers of attorney, tax and health decisions differ by country and person, so check official sources and speak to a qualified professional before acting.
How is this different from a retirement savings planner?
Savings planners answer whether you can afford to stop. This kit answers what you are stopping for: how you will spend your week, where purpose and company will come from, where to live and how to agree it with your household. A short spending check prices your lifestyle; for the full money method, see The Late Starter's Retirement Plan.
What should I do in the first year of retirement?
Keep the first ten days light, then trial a few purpose projects and one new social circle, review what works around day 40 to 70, and settle a weekly rhythm by day 100. The First 100 Days sheet and form set this out stage by stage.
How do I ask my employer for phased retirement?
Treat it as a proposal, not a favour: know the pattern you want, show how a phased exit helps with handover, ask HR in writing how it affects pension and benefits, and offer a trial with a review date. The kit includes scripts, a request letter and a decision card. Check your contract, company policy and local law.
Does it work outside the UK and US?
Yes. The method and tools work in any country and any currency. Examples come from India, Nigeria, Kenya, the UAE, the Philippines, Australia, the UK and the US, and an appendix gives dated country notes with official sources to check.
Can I use it if I have already retired?
Yes. Start with the five transitions and the time audit of your current week, then use the purpose, people and rehearsal tools to reshape it. The Annual Life Review works at any point.
Can my partner and I use it together?
Yes. The couples and family conversation form, the household agreement and the shared Where Should We Live? Scorer are designed for two or more people. The licence covers use within your own household.
How can I measure my starting point?
If you like a baseline, AssessAll's Plan Strength Assessment with an Eight-Week Re-Measure, Work Motivation and Trade-Off Assessment for Career Decisions, and Resilience and Stress Management are optional AssessAll assessments you can take now and retake after the 12-week plan to see what has moved.
How do I turn my focus areas into a development plan?
Take your three life wheel focus areas and run each through the WOOP method: wish, outcome, obstacle, plan. Jobulary's guide to setting goals with the WOOP method explains it in a few minutes, and it pairs well with the anchors in Chapter 3.
What if a file does not open?
The workbooks open in Excel, Google Sheets or LibreOffice, the forms in any PDF reader that supports fillable fields, and the templates in Word or Google Docs. Digital kits are non-refundable once downloaded, except for a corrupted file not fixed within 3 working days, a duplicate charge or failed delivery. For any file problem, email solutions@bodhih.com.
How much does The Retirement Lifestyle Planner cost?
₹999 including 18% GST for buyers in India, or $29 for buyers outside India. One-time payment, no subscription, with an automatic invoice.
How do I get the files after paying?
Instantly. Your download page opens the moment payment succeeds, and a permanent download link is emailed to you. Download each file separately or everything in one ZIP.
What software do I need?
Any of the usual tools: Excel or Google Sheets for spreadsheets, Word or Google Docs for templates, Adobe Acrobat Reader, Preview, Xodo or GoodNotes for the fillable PDFs, and Google, Outlook or Apple Calendar for the calendar plan.
Can I get a refund?
Because it is a digital download, kits are not refundable once downloaded. We always refund a duplicate charge or a failed delivery, and if a file is corrupted and we cannot fix it within 3 working days. Full terms: bodhih.org/refunds.
Can my company buy this for a team?
Yes. Team and company licences, and workshops on this topic run by Bodhih Training, are available. Write to solutions@bodhih.com or call +91 99000 11601.
