Invest for Growth teaches the principles that hold in any country: asset allocation, costs, risk, regular investing and rebalancing. Then it hands you the tracker, the calculators and the one-page policy that keep you on plan. No tips, no product recommendations, no promises about returns.
Invest for Growth · Bodhih Pro Kits · 68 by Bodhih Training, trainers to 2,000+ companies since 2008.
Build a cash buffer and clear costly debt first. Then choose a mix of asset classes for each goal, spread it widely through low-cost funds, invest a fixed amount every month, rebalance once a year and write the plan down. The Invest for Growth kit from Bodhih Training teaches each step and supplies the tracker and templates. It is education, not advice.
Want the full free guide first? Read How to Start Investing for Long-Term Growth: A Beginner's Guide.
The balance never drops, yet each year it buys a little less. You sense you should be doing something more with long-term money and don't know where a sensible person starts.
A workplace pension here, an old policy there, a fund someone suggested in 2019. You couldn't say what percentage is in shares, what the whole lot costs you a year, or whether it suits your goals.
Apps push trading, influencers push the latest theme and advisers speak in acronyms. You want the principles explained by someone with nothing to sell you but the explanation.
You may have sold at a bad moment before, or frozen. You'd like to know, in your own currency, what a bad year could look like and to have decided your response in advance.
A grid with no method, formulas that fail and assumptions that only fit one tax system. You want a tool that works in your currency and shows its workings.
Imagine a Sunday evening a few weeks from now. You open the Portfolio Tracker and Planner and the Dashboard shows everything you own on one page: what you have paid in, what it is worth, what it costs you a year in money and how your mix compares with the target you chose. Nothing on it surprises you, because you entered every figure yourself.
As you type your target percentages into the Allocation sheet, you notice how calm the decision feels. You already worked through the Risk and Horizon Worksheet, you ran the stress test and read the number in your own currency, and you chose a mix you can hold. When you fill in the Market-Drop Action Plan, you are writing instructions for a future version of you who will be glad to have them.
Picture the next time headlines turn dramatic. You read your one-page policy, see that nothing about your goals or dates has changed, and let the monthly investment run. On the first Saturday of the quarter your calendar reminds you to spend thirty minutes updating values and ticking the grid. Then you close the file and get on with your weekend.
Whether you begin with Chapter 1 tonight or open the workbook first and enter your three largest holdings, you are doing the same thing: replacing a vague worry with a written plan. The kit won't tell you what to buy. It will make sure that whatever you decide, you decide it with your eyes open.
The e-book shows you how. The tools make it happen. Here is exactly what you download.
The guide: methods, worked examples, scripts and exercises
Any-currency workbook: holdings, target against actual with drift flags, goal planner using PMT, fee impact calculator with chart, three-scenario growth projector, stress test, fund scorecard, logs and dashboard.
A fillable two-page personal policy: goals, risk statement, target mix, what you will and won't buy, contribution and review rules, crash rules and signatures.
A fillable two-page worksheet covering need, capacity and tolerance for risk, ending in a self-chosen risk band and an equity ceiling tested in your own currency.
A fillable one-fund, two-page walk through a factsheet or key information document: objective, holdings, every layer of cost, risk label, performance against benchmark, structure and regulator check.
A fillable crash checklist you write while calm: your fear number, what you will and won't do, a 72-hour rule, a named person to call and a note to your future self.
A one-page reference to the five building blocks: what each is, its job, its ride, its main danger and how people usually hold it.
A one-page guide to every layer of investment cost, what a percentage point does over decades and the questions that get costs disclosed in money.
A one-page routine for bringing a drifted portfolio back to target: when to check, when to act, the gentlest order of operations and a worked example.
A one-page routine for checking any firm, adviser or offer against the regulator's register, with the warning signs that repeat in almost every investment scam.
Fifty investing terms in plain English, grouped by topic, so that a factsheet or an adviser meeting stops sounding like another language.
A dated one-page orientation to common account types in three countries, the questions to ask of any wrapper and where to verify current limits.
An editable Word interview guide: 33 questions in six groups with space for answers, what a good answer sounds like, a comparison table for three advisers and a polite script for buying time.
A seven-evening setup plan, then two years of quarterly portfolio checks, annual rebalance reviews and step-up reminders for Google, Outlook or Apple Calendar.
A plain CSV with the Holdings columns and sample rows, for pasting statement exports into the workbook or keeping a copy in Google Sheets or Numbers.
Each chapter opens with a real situation, gives you a method and ends with something to do today, using the tools in your kit.
Why careful savers still fall behind, and what this kit will and won't do.
How inflation shrinks idle money, what a real return is, and the four things to have in place before you invest.
Equity, bonds, cash, property and gold: what each one is for, and how to find out which mix you already hold.
Volatility against real risk, the three questions of need, capacity and tolerance, and a stress test in your own currency.
Diversification at three levels, index and active funds, what the SPIVA evidence says and a core-and-satellite layout.
What one percentage point a year does over decades, where costs hide and how to read a fund factsheet in five minutes.
Three buckets by deadline, a monthly figure for each goal under three scenarios, and tax wrappers as a concept.
Regular investing (SIP or dollar-cost averaging), lump sums, automation and the yearly step-up.
Why portfolios drift, calendar and band rules, and the gentlest order for getting back to target.
The behaviour gap, panic, FOMO, overtrading and recency, and a crash checklist written on a calm day.
Regulator register checks, the questions to ask an adviser and your own signed investment policy statement.
The whole method in one paragraph, and why a plan beats a prediction.
How common account types appear in India, the UK and the US, with where to verify current rules.
The 30-minute quarterly routine and the annual review checklist.
Every outcome is practised with a worked example and a tool, not just described.
People who measure before and after improve faster and can show it. AssessAll, our sister assessment platform, has AI-graded assessments that pair with this kit. Take one now, work through the kit, then re-take it.
When most people say "risk" they mean the first kind: volatility, the wobble in prices from month to month. It is uncomfortable, visible and, for a broadly spread portfolio held for a long time, usually temporary.
The second kind is the one that matters: the risk of not having the money when you need it. That can happen in three ways. You are forced to sell during a slump because you needed the cash. You panic and sell, like Chloe. Or you never took enough growth risk, and inflation did the damage slowly while your balance looked calm.
| Free templates and typical advice | This kit | |
|---|---|---|
| Method | A blank tracker with no explanation of what to do with it | A ten-chapter method, with each chapter ending in one task in the workbook |
| Country and currency | Built around one country's accounts and one currency symbol | Any currency, your own inflation and return assumptions, with dated India, UK and US notes |
| Projections | One optimistic growth figure | Three scenarios, a today's-money column and plain warnings that none is a forecast |
| Costs | Rarely mentioned | A fee impact calculator with chart, plus your own portfolio's cost per year in money |
| Risk | A quiz that labels you cautious or adventurous | A stress test on your real holdings in your own currency, and a written crash plan |
| Product recommendations | Tips, affiliate links or a pitch | None. Principles, checklists and regulator register checks |
Bodhih Training has designed and delivered corporate programmes since 2008. Bodhih Pro Kits package what works in those workshops into a guide plus the exact tools we use, so you can apply it the same day without a facilitator in the room.
Name, email and country. UPI, card or netbanking in India; international cards everywhere else. No account to create.
Your download page opens at once, with every file and a one-click ZIP. A permanent link lands in your inbox too.
Start with the quick-start chapter, then the main spreadsheet or planner. Most buyers use something from the kit the same day.
When you open the workbook and enter your first three holdings, you will already know more about your own money than most investors ever find out. Whether you read the book first or start with the Dashboard, begin this week and let the quarterly check carry it from there.
Personal licence for the buyer's own use (and use with your own household). Please don't share or resell the files. Team and company licences: solutions@bodhih.com.
Budget, clear debt and build an emergency fund.
Start earning outside your job.
250+ AI-graded assessments to measure skills and earn verified credentials.
Individual development plans that start from evidence and stay yours.
Run this topic as a live workshop for your team, in person or online.
Book a vetted coach for career, leadership or communication. Pay per session.
Certification pathways in Applied AI, Workplace English and management.
No. Invest for Growth is educational content from a training company. It is not financial, investment or tax advice, it recommends no product, fund or share, and it makes no promise about returns. Investments can fall as well as rise and past performance does not predict the future. Check the rules where you live and consider a qualified, registered adviser before acting.
No, and that is deliberate. Products and rules differ by country and change over time. The kit teaches you how to judge any option yourself: what job it does, what it costs, how widely it is spread and whether its provider is on the regulator's register. The Fund Compare sheet scores the options you enter.
Yes. Amounts carry no currency symbol, and the Assumptions sheet holds your own inflation, return and cost figures, so it works in rupees, pounds, dollars, dirhams, naira, shillings or anything else. Country-specific account types appear only in the dated notes for India, the UK and the US, each with a reminder to verify current rules.
Start with the order of operations in Chapter 1: a cash buffer, no expensive debt, any employer match collected and a time horizon of at least five years. Then list what you already own on the Holdings sheet, complete the Risk and Horizon Worksheet and set a target mix. Regular monthly investing into broad, low-cost funds is where many people begin, but the choice is yours to research.
It depends on your goal, its date and the return you assume, which nobody can know in advance. The Goals sheet uses Excel's PMT function to show the required monthly amount under cautious, middle and optimistic scenarios. Planning on the cautious end and reviewing yearly is the prudent approach.
For most long-term investors, checking once a year and acting only when an asset class is outside a set band (five percentage points is common) is enough. The Allocation sheet flags drift for you. Use new contributions first, switches inside tax-sheltered accounts second and taxable sales last.
No. You type current values from your statements once a quarter. That keeps your data private, works with any provider in any country and removes the temptation to watch prices daily, which the evidence in Chapter 9 suggests does investors no favours.
Three AssessAll assessments pair well with this kit: Risk, Probability and Statistical Thinking, Money Decision Judgment, and Decision-Making Under Uncertainty. They show how you reason about odds and money choices today, which is useful to know before you write your risk statement.
Treat it like any other skill. The Jobulary guide to the WOOP method shows how to set a goal, name the obstacle most likely to stop you and plan your response. Pair that with the kit's seven-evening setup calendar and the quarterly check, and the habit has a structure.
Digital kits are non-refundable once downloaded. The exceptions are a corrupted file that we cannot fix within 3 working days, a duplicate charge or a failed delivery. If any of those happen, write to us and we will put it right.
₹999 including 18% GST for buyers in India, or $29 for buyers outside India. One-time payment, no subscription, with an automatic invoice.
Instantly. Your download page opens the moment payment succeeds, and a permanent download link is emailed to you. Download each file separately or everything in one ZIP.
Any of the usual tools: Excel or Google Sheets for spreadsheets, Word or Google Docs for templates, Adobe Acrobat Reader, Preview, Xodo or GoodNotes for the fillable PDFs, and Google, Outlook or Apple Calendar for the calendar plan.
Yes. Team and company licences, and workshops on this topic run by Bodhih Training, are available. Write to solutions@bodhih.com or call +91 99000 11601.
